- Location
- Yes.
HIASHI (to Hagoromo): Did you seriously think you could pull that off without consequence? Your interest rate is now 500%.
HAGOROMO: OK. *pushes it off to the Goketsu*
HAZOU: *screaming in Kagome*
Marked for Death: A Rational Naruto Quest
- Thread starter eaglejarl
- Start date
-
- Tags
- naruto rationalist romance armageddon is looking better and better damn you kishimoto explosions everywhere explosives solve everyone if in doubt surrender to the mercy of zabuza it seemed like a good idea at the time looks like a really bad case of being a jōnin my god. where does the lore end? precommitting is the winning plan screaming in kagome screw the rules i have explosives something bad might still happen sometimes you gotta sociopath stabby zabby subsection c of paragraph 9 should include we can weaponize this so hard
HAGOROMO: OK. *pushes it off to the Goketsu*
HAZOU: *screaming in Kagome*
- Location
- USA
- Pronouns
- He/Him
HDK
My point was more about "Fancy plans about refinancing are unlikely to work."
We should be weary of anything that might cause the Uchiha to back off, unless the rumor's Uchiha's approved or something.
TaliesinSkye
Occasional Editor
- Location
- Northeast Ohio, United States
That's not how loans have ever worked. If one side can declare the terms to be whatever they want the other side is free to declare the terms to be whatever they feel like too, such as 'eh, we don't feel like paying'.
The only time something like the above might happen is organized crime telling someone 'pay us or we kill you', but that's not a loan at that point, that's a shake down. The Hyuga can't do that to a ninja clan because threatening them isn't viable. Ninja fight back.
- Location
- United States
But....why?
Paying off an ally's loans, in whole or part, cannot be something new.
We don't have to technically be taking on their loans (because I don't think assignment is something that existed in feudal times), we'd be giving them a new loan at much better rates with us, to be paid in monthly installments with a single R10 million (or another number) bulk amount upon signing.
The R10 million to be used to immediately pay down their existing Hyuga loans as a condition of their receipt, and the remaining balance will just happen to perfectly equal the new monthly amount they'd be paying to Hyuga.
Leveraging better loan terms to pay off the principal on a loan with worse terms sounds like it wouldn't be something brand new in this world - and if it is, well, that sounds like a good thing to add to our reputation?
Tua
鸡肉面条汤
- Location
- شوربة الدجاج المعكرونة
Looks like someone needs a hospital issue pillow to the face.
Emstar
The Shining One
- Location
- Trapped in an extradimensional rift.
- Pronouns
- She/They
In summary:
HAZOU: What interest rate he got you at?
HAGOROMO: Fuckfuckfuckfuckaduck
HAZOU: I see. Whats the principal?
HAGOROMO: X ryo .
HAZOU: K one moment.
*scene cut*
Option A:
HAZOU: Yo ISC alliance can we loan the Hagoromo X ryo at an interest rate of (Exceedingly Reasonable Amount) in monthly installments with a decent lump sum up front so that Hiashi can't jerk them around anymore?
ISC: Y tho
HAZOU: You would like having an extra vote on the clan council for the next couple decades yes?
ISC: Hmmm. Ok.
*scene cut*
HAZOU: Here
HAGOROMO:
HIASHI:
Option B:
HAZOU: Yo INSERT MONEY SOURCE can I get a loan of X ryo at N%annual interest rate so that I can do clan bullshit
INSERT MONEY SOURCE: I dunno
NARUTO: I'm cosigning as the Uzumaki clan head.
INSERT MONEY SOURCE: Naruto does have a very high credit score, so I suppose so.
HAZOU/NARUTO: o fuck yea
*scene cut*
HAZOU: Here is an X ryo loan at (N+1)% interest rate. Fuck Hiashi amirite
HAGOROMO: YESSSS
HAZOU (internally): Yesss.
Apply different stratagem components as necessary
Last edited:
- Location
- The Maple Syrup Mountains
There was a WoG a long time ago that the center of an explosive tag is about as hot as a campfire. Given that the tag isn't generating any matter to expel in various directions (I think, at least), I would assume it's primarily a wave of force through the air with whatever shrapnel happens to get caught up in it.
Emstar
The Shining One
- Location
- Trapped in an extradimensional rift.
- Pronouns
- She/They
Just off the top of my head:In summary:
HAZOU: What interest rate he got you at?
HAGOROMO: Fuckfuckfuckfuckaduck
HAZOU: I see. Whats the principal?
HAGOROMO: X ryo .
HAZOU: K one moment.
*scene cut*
Option A:
HAZOU: Yo ISC alliance can we loan the Hagoromo X ryo at an interest rate of (Exceedingly Reasonable Amount) in monthly installments with a decent lump sum up front so that Hiashi can't jerk them around anymore?
ISC: Y tho
HAZOU: You would like having an extra vote on the clan council for the next couple decades yes?
ISC: Hmmm. Ok.
*scene cut*
HAZOU: Here
HAGOROMO:
HIASHI:
Option B:
HAZOU: Yo INSERT MONEY SOURCE can I get a loan of X ryo at N%annual interest rate so that I can do clan bullshit
INSERT MONEY SOURCE: I dunno
NARUTO: I'm cosigning as the Uzumaki clan head.
INSERT MONEY SOURCE: Naruto does have a very high credit score, so I suppose so.
HAZOU/NARUTO: o fuck yea
*scene cut*
HAZOU: Here is an X ryo loan at (N+1)% interest rate. Fuck Hiashi amirite
HAGOROMO: YESSSS
HAZOU (internally): Yesss.
Apply different stratagem components as necessary
Option C is "Acquire more cosigners and put the estate up as collateral."
Option D is "Do this with the Yakuza as in Option C, putting up our kneecaps as additional collateral."
- Location
- USA
- Pronouns
- He/Him
None of that is refinancing in common usage. Refinancing is when you renegotiate terms with the original lender.
At EM 45, Akane can reliably liquify air.
I just thought that was interesting.
I just thought that was interesting.
- Location
- Yes.
And oh hey, that'll cost less than 1000XP. Akane has, what, 1300+ XP?
:hmm
Cariyaga
Handsome Gentleperson
- Location
- United States
Actually it'd cost her more than that. Her skill pyramid doesn't allow another skill at 40, IIRC.
- Location
- Yes.
Eh, level up Flame Aura, she still has enough XP for both.
EM 39 still allows her to liquify air in cold conditions.
Air liquifies at -195 [google et al., 2019] and EM gives her +-5/level. That means 39 lets her change it by +-195, so if it's already a frosty winter's day, she can still manage it.
Cariyaga
Handsome Gentleperson
- Location
- United States
...Oh right it's Fire. That's busted.
- Location
- Omniverse #1345
I would expect that trying to pay the principal on the Hagomoro's loan is unlikely to accepted - there are loans in the real world right now where you face penalties for trying to pay it back early.
Not to mention do we really want to give the Hyuuga more liquid cash right now?
Not to mention do we really want to give the Hyuuga more liquid cash right now?
Emstar
The Shining One
- Location
- Trapped in an extradimensional rift.
- Pronouns
- She/They
*groans in enthalpy calculations*
But yeah, I wonder if EM forcing the ambient temp past that just auto liquifies it...
Emstar
The Shining One
- Location
- Trapped in an extradimensional rift.
- Pronouns
- She/They
I think the safest option would be to get the entire ISC alliance to buy them out with loan in monthly installments matched to their Hyuuga payments.
We have to make sure Hiashi doesnt get a kajillion ryo in liquid cash he can just use to bribe Tsunade with by building a dozen hospitals.
We have to make sure Hiashi doesnt get a kajillion ryo in liquid cash he can just use to bribe Tsunade with by building a dozen hospitals.