There will be more coming.
Q: Who owns our home loan?
A: The Tower, who sold the estate to Jiraiya to recover part or all the debt.
Q: How many hours (and what other things) did we get as part of Keiko's bride price?
A: 88mm ryō. No hours, since those are internal-only currency. You implicitly get "favored outclan (i.e., not ISC) trading partner", but that's vaguely defined.
Q: How much money are we getting from Kenta's business?
A: Kenta is earning about R30,000 / year. Aoi is mostly a stay-at-home-mom who helps out in the shop and earns side money doing laundry for rich people. She's making about R1,000 / year.
Q: How much did we invest or plan to invest in Kenta's business?
A: You invested 30k into the carpenter business.
Q: How much would it take to invest in Kenta expanding into construction and hiring the necessary skilled labor?
A: 50k. He's starting from ground zero and construction is capital intensive.
Q: Income/expense from Jiraiya's spy network and business connection.
A: HDK. OOC, we'll likely go with the player suggestion and do the accounting by filing the income from the network as "other investments" instead of treating it as the network per se generating money.
Q: How much does the Tower have for seals/month?
A: The monthly budget is 29.9 million ryō.
Q: When does the monthly seal budget refresh? (To have someone camping out.)
A: First of the month at dawn.
Q: How much money is Naruto getting from missions?
A: The player-suggested answer is unclear to us -- it seems to be talking about his total lifetime earnings, but it might be intended to be a per-mission number? Could someone please clarify?
Q: How much money was Jiraiya worth at time of death?
A: 513 million ryō.
Q: Can we fill other sealmasters' quotas?
A: Yes, you can fill other sealmasters' quotas for seals. In most cases that means you make the seals and give them to the person in question, who then turns them in.
Skywalkers are a special case since they are not allowed to be given to anyone other than the Tower. Procedurally, you're required to go in with the sealmaster that you're supplying them for, simply to ensure that all accounting is done properly & the right person ends up with the money. If Alice and Bill go in together and Alice says "I'm handing these in for Bill", then the Tower rep would hand Bill the money but wouldn't care if he immediately handed it to Alice. The important thing is that you never hand a skywalker to someone not actively working for the Tower.
Q: How does land ownership and sale work? Specifically:
- Who owns the land around Leaf/how much/how far out?
- Who owns the random land farther from the major villages?
- Is land ownership transferred around much?
- Between which parties, in what volume, at what frequency? (trying to determine how much new supply the market can bear)
A: Hashirama died of illness, which left him enough time to set up institutions and laws in Leaf. One of the thorniest issues was land ownership; he wanted a unified country, not a bunch of enormous fiefs each under a different clan. He also didn't want it going to the Hokage directly, since the Hokage would pretty much always be a clan ninja and therefore have a conflict of interest. Instead, he came up with a clever workaround:
De jure, all land in Fire is owned by the Fire Daimyo except for the land actually under ninja clan estates / Hokage Tower. Nobles have long-term leases on it which can be revoked at the pleasure of the Daimyo, and the nobles sub-lease to more junior nobles who sub-sub-lease to individual farmers, merchants, etc. "Selling" land is therefore actually transferring your (sub-)(sub-)lease to a new owner, and doing so theoretically requires the permission of everyone up the chain, all the way to the Daimyo.
De facto, those rights are rarely exercised and the land can pretty much be treated as though it were owned by the noble or high-end merchant (who are effectively petit-nobility) living on it. Farmers in the country have jack-all rights and can be tossed off the land whenever their local noble so decides.
Related to the above is the political side: The Hokage is the one who actually runs Fire. What he says goes; the Clan Council is technically purely advisory and cannot overrule him. In practice, they have a great deal of soft power, both because they are the ones who actually implement his orders and are therefore able to make his life difficult and because any society requires the consent of the governed to some degree.
Q: What are Akatsuki's going rates again? Was that 23 milion ryo for land clearing mission figure pure profit or was it just the income?
A: That information is not available to anyone Hazō knows. They don't take a lot of jobs.
Q: What has historically motivated civilians to resettle?
A: Famine, destruction of settlements by chakra beasts, sometimes ninja for the same reason. Very rarely, population growth pressure (the 7th son getting the boot). If peasants are lucky, rural nobility supporting land expansion for more farmlands, sometime resettling abandoned settlements.
Q: How are craftsmen/merchant civilians taxed? (e.g. that luxury clothes shop owner. Still subsistence?)
A:
According to Rihaku once again, Urbanites are taxed 70% above subsistence level at R4,240.
Q: How are civilian clan members taxed?
A: Civilian clan members are effectively untaxed.
Q: How is land valued? (Both closer to Leaf and farther)
A: Using
Rihaku's calculation, rich and secure land, closest to Leaf is worth 15-30 million ryo per square kilometers.
- Rich chakra land is 2.5x of the value of normal land.
- Farmlands that required patrol missions will lower the value of land, in according to ranked missions. For example, an estate that required 12 C-rank missions per year will cost 120 thousand ryo per year. Rihaku used the equation C - I where C stands for capital value of the land, and I the investment needed to make land safe for farming. Thus, if the estate is valued at 1 million, then the cost will lower by 120K ryo, then the estate is worth 880,000.
- For farmland without access to river for transportation of grains and other crops, we could apply a penalty based on how much the crops will rot or be lost before reaching the market but may be irrelevant to Hazo and crew.
Lacking any personal knowledge of the economics of land and farming that would enable us to form meaningful opinions, we'll go along with
@Kiba's suggestions, as shown above.
Q: What is the price of ice?
A: 100-300 ryō / kg