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Why spend gold for +1 books now when we can get maximum bonus books for free in a turn or two? Assuming interest in this topic doesn't wane, what other choices would you want to get from the Library in the upcoming turns? I don't see the urgency in getting these divinity books right away.

As for saving gold, keeping a healthy buffer is what's allowed us to purchase things like the golden arm or 2000gc of lab equipment. I fully expect there to be more surprise purchases that Mathilde might want to splurge on in the future.
It is a shame that the Warhammer fantasy finical systems aren't all that advanced/developed. The normal responsible thing to do if you have a large lump sum of money would be to lend it out for a steady rate of interest. Then again that might be one of those thing that we can't do with vow of poverty. Also it's extra book keeping without really adding anything to the story. Well unless we lent out the money as a way to get extra leverage on someone. Then it adds to the story.

Edit: Actually here is an idea. @Boney could we lend 2000 out somewhere (likely the EIC) collect interest on the loan then put in our will that they are inheriting the debt. That way the money doesn't just sit uselessly.
 
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It is a shame that the Warhammer fantasy finical systems aren't all that advanced/developed. The normal responsible thing to do if you have a large lump sum of money would be to lend it out for a steady rate of interest. Then again that might be one of those thing that we can't do with vow of poverty. Also it's extra book keeping without really adding anything to the story. Well unless we lent out the money as a way to get extra leverage on someone. Then it adds to the story.

Edit: Actually here is an idea. @Boney could we lend 2000 out somewhere (likely the EIC) collect interest on the loan then put in our will that they are inheriting the debt. That way the money doesn't just sit uselessly.
You only invest what you don't need in the near future, and we are going to be funding a reserch project. For reference:
[ ] Furnish the research spaces of the Waystone Project HQ (specify how much: 100gc for adequate, 500gc for College-grade, 2000gc for Laurelorn-grade)
Thats one action for equipping our HQ.
Given that we are at the start of the project and will likely pour whatever material wealth we have into making it a success, what with how the past turn went, it is unlikely to be the last unless I missed a WoB somewhere.
We are unlikely to see meaningful return on an investment before we need the money again, in my opinion.
 
It is a shame that the Warhammer fantasy finical systems aren't all that advanced/developed. The normal responsible thing to do if you have a large lump sum of money would be to lend it out for a steady rate of interest. Then again that might be one of those thing that we can't do with vow of poverty. Also it's extra book keeping without really adding anything to the story. Well unless we lent out the money as a way to get extra leverage on someone. Then it adds to the story.

Edit: Actually here is an idea. @Boney could we lend 2000 out somewhere (likely the EIC) collect interest on the loan then put in our will that they are inheriting the debt. That way the money doesn't just sit uselessly.
What makes you think that no one lends money in the Fantasy universe? Heck, we have confirmation that's a thing in DL for certain.
 
[x] [LIBRARY] Back-fill.
[x] [DWARF] No purchase.
[x] [PURCHASE] +1 Patron Gods of Laurelorn: Asuryan, Isha, Vaul, Hoeth, Hekarti. Eonir: Romance. (300g)
 
I am not comfortable taking risks with the Borek debt.
That's cool. But the majority might not agree with you.

Seriously, we are a Lady Magister. If needed we can waltz into any bank in the Empire and borrow money in exchange for a favor that wouldn't even cost AP. Learn to appreciate the privilege of high nobility in a feudal nation.
 
That's cool. But the majority might not agree with you.

If you don't like that answer, you can also take the "you never know when an opportunity to buy a golden arm will come up" answer. There's no point in pouring money down a hole that could have used in a rainy day, and I have a feeling we are not going to be shy on potential expenses in the next few years. Sometimes I think the voters take the vow of poverty more seriously than Mathilde does; it certainly seems like there's an urge to spend, spend, spend even on stuff we'll eventually get for free and that there's no obvious immediate urgency for.
 
@Boney, so, people have been saying that runing the pistols won't cost any Runesmith favor or anything- that is the case?

Basic, proven, non-kickflip runing as part of her regular combat armament, yes.

@Boney Can we exchange ducats for crowns as a purchase option?

All the currency is fungible and will be exchanged if needed to make a purchase. If you want to know how much you have total, treating them all as crowns is pretty close. They're just recorded separately because it's period-accurate and setting-accurate to have to deal with a jumble of similar but distinct coinages, and because I like it that way.

Dwarf Favour Purchases:
@Boney How about something like this:
[X] [DWARF] Consult between Wilhelmina and the EIC, and the Engeneering Guilds of the holds of the near Empire Worlds Edge Mountains, like Zulfbar and Karak Kadrin. Ask if the Dwarves of those holds need more saltpeter. Offfer to negotiate/arrange for additional supply of Dwarf Quality Niter/Saltpeter through the EIC buying out and organizing more Gong Farmers and Saltpeter of sufficient quality, and supplying the dwarves with it. (TLDR: See if there is intrest to expand the existing trade route, either in weight of goods, or scope to include more holds)

It's high time Mat starts using these in the way it was meant to be used. As a dwarf that contributes to the system. This is very much a Win-Win-Win situation that Mat can make come about that even the Grey Order can't grumble about, because it's not about money, it's about giving dwarves more gunpowder. Mat just has to be careful to leave enough for local needs in Stirland and Sylvania.

I'd think this would be the "explore/set up" action, which would be then followed later by an EIC action to set it all up, once the dwarves approved of the idea.
The action order suggested being:
1) Float idea for interest among dwarves -favor action
2)Get EIC to buy/establish more Gong Farmers -EIC action
3) Create more EIC dwarf backed Niter production sites - EIC and Favor Action
4) Establish new trade lanes. - EIC Action, though maybe not one Mat needs to make herself. This is more for Wilhelmina.
5) Everyone Wins
Does that sound doable, or would it be going backwards? Does it take a different kind of action to check for intrest over more niter among EIC adjacent dwarven holds?

Because I'm pretty sure that once the idea is up and running, or being built, asking the dwarves for a favor to set up the niter factor to their standards after having a clear and present need for more niter from a nearby dwarven Engeneering Guild won't be a problem. If I understand how the new dwarf favor system works.

Step 1 is unnecessary, there's basically no limit to the amount of saltpeter that can be sold. Greater supply leads to greater demand, and even if you manage to satisfy the demands of every military power in the Old World, it's also a great fertilizer. There's a reason that countries went to war over tiny uninhabited islands whose only distinguishing feature was birds had been pooping on them for millennia.

@Boney Are there any non-magic related Dwarven books that we currently own but that for whatever reason shouldn't be placed into a public library open to "all goodly folk"? Or at least not in the non-restricted section?

Also, what's the deal with the Skaven books, be it the translated or not translated versions? Like, how is the Conspiracy of Silence even treated among Karag Nar residents and Karag Nar visitors?

Every section is going to have books that are available by request only for reasons below the level of abstraction - rarity, fragility, religious importance, cultural significance, being a touchy subject, and so on. Of the Dwarven ones, the only one I can see from Mathilde's current collection is the entire Chaos Dwarf section, which is probably going to be available by request instead of open for browsing because of touchiness. The exact mechanism of how Skaven books works will probably be handled in-text, but the short version is that they'll probably have a separate room that those who know to ask about them can be given access to.

It is a shame that the Warhammer fantasy finical systems aren't all that advanced/developed. The normal responsible thing to do if you have a large lump sum of money would be to lend it out for a steady rate of interest. Then again that might be one of those thing that we can't do with vow of poverty. Also it's extra book keeping without really adding anything to the story. Well unless we lent out the money as a way to get extra leverage on someone. Then it adds to the story.

Edit: Actually here is an idea. @Boney could we lend 2000 out somewhere (likely the EIC) collect interest on the loan then put in our will that they are inheriting the debt. That way the money doesn't just sit uselessly.

I'm very leery of opening the door to simply buying passive streams of income.
 
Meanwhile, in Wilhelmina Quest :V
Look the exchange rate is better in that city. We should set up an out post over there and start funneling money back and forth.

It's on the other side of the empire.

BOATS!!!

Look, look. Being a shipping company is all good and all, but want to know where the real money is? Fractional reserve banking.

Ban him!
 
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All else aside, I don't think very many people follow Divided Loyalties because they really want a period-accurate finance simulator, so OOC it's a bunch of extra bookkeeping for marginal benefit.

There's also the OOC consideration that I can easily see an idea taking hold that it's optimal and therefore necessary to invest all money to make more money instead of spending it on things that are actually fun and story-related. Delaying present utility for a greater amount of theoretical future utility, except when the future arrives that gets delayed to for even more theoretical future utility, and none of it actually ends up getting used.

Sadly, as fun as this sounds, it would hit the vow of poverty, right?

Yes, incidental windfalls are fine but deliberately-acquired income streams need to have a justification. The EIC is 'of direct and practical use to her cause' and the cactus fief is 'accommodation, benefits, respect, and fair treatment, as would befit any noble of Sigmar's Holy Empire'.
 
I have to ask. Is this "clever trick" with buying elven textile books really such a hot idea? These people aren't stupid and they have long memories.

"Huh, wonder why Weber is buying all these books on textiles?"
(couple years later K8P starts up spider silk production)
"....uh-huh. She screwed us."

Of course there's also the possibility that it's not going to do a damn thing, as these books will be in Eltharin and the dwarves won't want to touch elvish crafting techniques.

So good chance it's a failure and a waste of opportunity because we're starting with niche books nobody can read or use. And if by some miracle it works out like the thread clearly wants... that could well be worse.

Sell me on this. How is this not, "Congratulations, you played yourself."
 
Of course there's also the possibility that it's not going to do a damn thing, as these books will be in Eltharin and the dwarves won't want to touch elvish crafting techniques.
Yes? We know this already.
"The Weavers Guilds of the Karaz Ankor have released a united statement condemning the use of spider-silk, saying it is the domain of Elves and Goblins," she says flatly.

"They what?!" Princess Edda opens her mouth to repeat herself, but King Belegar holds up a hand. "No, I heard. I..." He clenches a fist. "I expected Dwarves to act with nobler motives than the self-interest of a Marienburg monopolist. Fine. Fine. Go to the Empire. Find every human weaver worth half a damn, or Halfling weaver or Ogre weaver for all I care, and point them in this direction. They're paid copper, I'm offering silver." He sighs, and closes his eyes for a moment; worried looks are exchanged over the meeting table. "Kazrik. Did you find a wright to go with Gotri's shipyard?"

The ones in charge of figuring out the spider silk aren't dwarves.
 
There's also the OOC consideration that I can easily see an idea taking hold that it's optimal and therefore necessary to invest all money to make more money instead of spending it on things that are actually fun and story-related. Delaying present utility for a greater amount of theoretical future utility, except when the future arrives that gets delayed to for even more theoretical future utility, and none of it actually ends up getting used.

You really think someone would do that? Accrue more and more wealth through investments without ever actually spending it to improve society?
 
[X] [LIBRARY] Library of Mournings: name two non-magical topics to hire Cityborn scribes to copy all available Laurelorn books on.
-[X] Eonir of Laurelorn
-[X] Weaving Spider silk

[X] [PURCHASE] No purchase
[X] [COLLEGE] No purchase.

[X] [DWARF] Runed pistols
 
The ones in charge of figuring out the spider silk aren't dwarves.

I had forgotten because it's been spoke of as Princess Edda's project in the past, though per Boney's post it appears it doesn't even have high level dwarven supervision anymore and is now completely in the hands of Franceso.

Still, that was less than one third of my point. We're still back to "do they read Eltharin" and "would this gambit be worse if it succeeded than if it failed".
 
Still, that was less than one third of my point. We're still back to "do they read Eltharin" and "would this gambit be worse if it succeeded than if it failed".

If Viceroy Caravello can't manage to hire a translator from the college of Altdorf or wherever, he doesn't really deserve his post. I don't see that being an issue.

Other than that, sure there's a potential that some elf a few years down the road wants to trade spider silk, manages to recall that Mathilde had their textiles section copied, and connects that with a new product coming out of Eight Peaks, but even if that does happen I don't see it being a big issue. The chain of links is honestly tenuous enough and the potential harm at the time the copies were made incredibly speculative (Considering one bad enough piece of news or death could end the entire outreach initiative) that I really don't think much outrage could be mustered over it.

It's one thing if you already have a market monopoly set up and someone comes in to break it, it's another to enter an already existing marketplace that has a competitor that maybe possibly benefited from some open source knowledge of your polity.
 
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wiggly hand gesture
Sort of? He's somewhere between alive, dead, undead and banished from reality. And he certainly doesn't go around giving people orders
The elves wouldn't do it themselves but theoretically if the elves ever told humans about him, he could be worshipped which might have interesting effects and give him some degree of contemporary influence on the world. And I mean, come on, humans have worshipped beings a lot less important than 'singlehandedly stopping daemons from manifesting everywhere all the time'.
 
So, they would be non-kickflip, but the radical option is drastically unlikely to get picked.

Shall we rune our pistols for free? I'm not feeling the interest in dropping lots of favor on it, but on the other hand, we don't have much to spend it on right now anyway.
 
Shall we rune our pistols for free? I'm not feeling the interest in dropping lots of favor on it, but on the other hand, we don't have much to spend it on right now anyway.
Problem is, most Runes don't really do anything for guns, since they predate them by rather a considerable timespan. Getting them enchanted is possible, but that would be the purview of the Colleges. This has come up before.
 
Problem is, most Runes don't really do anything for guns, since they predate them by rather a considerable timespan. Getting them enchanted is possible, but that would be the purview of the Colleges. This has come up before.

Runes do work for guns, even non kickflip runes, they just do less per "Point" of runes than an equivalent amount used on something like a crossbow, that has had more time for R&D.
 
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