People have no useful reason to want to store wealth anyway, we have ways to fund bigger endeavors collectively and we have care for unforeseen situations like health issues and no longer being able to work, as well as a pension system.
why does the state get to decide if we are able to store wealth or not. humans want for luxury is infinite, but not necessarily on a limited time period.
let me give you an example:
your daughters 18th birthday is coming up in a couple of months, seeing as its an important event, you decide to save up some money for 3 months prior in order to afford some expensive mcguffin.
now we do the same with labor vouchers, you try to save, but you cant because they expire. so you decide to spend on frivolous things and when the bday comes up you have 3 options
1) lame gift(for obvious reasons we avoid this)
2)buy expensive gift (and live frugally that month even though you could have lived a better life having only sacrificed piecemeal rather than lump sum)
3) trade useless knicknacks bought in the previous two months in exchange for the gift (which will create an unecesary burden to transact, as well as limit legal protections on the trade and encouraging a black market)
all of this solutions present unoptimun outcomes. if you want to keep using vouchers thats fine(as a ration book sort of thing) but just be more lenient in regards to saving. say a 3-5 year window with depreciation starting at 3 and going to 0 at five. or some scheme along those lines.
As a Red-Gold republic we're not in a business of creating a culture where people's worth are appraised by a notion of "effectiveness" through incentivizing the "meritocratic" rat race to the bottom. Anyways, resource grant for collective initiatives by state banks, SOEs, & credit unions as facilitators to cooperatives and communities would be one of the possible forms of implementation.
the rat race you are referring to makes no sense. this are coops we are talking about, increase in efficiencies leads to better profit which are directly enjoyed by the workers.no capitalist bloodsucking middleman is present.
efficiency and productivity is the name of the game as increases in efficiency leads to using up less resources for the same output, (wasting less of the precious resources produced by our fellow germans up the production chain) and productivity just means working less to do the same. if we want to institute the workers paradise, how is it that we are helping our workers by keeping them unproductive and therefore making them labour unnecessarily.
if there is no incentive to being a good labourer then why are people trying to do good labor?
(note my specific use of the word labour rather than work, the difference being that work is by definition an artifice of human value and that labour is nothing more that repeating alienating tasks)
what we want is for people to trancend labour and to do good work. without incentives to help people trancend labour by being good workers then what we are creating is a clientelistic state aparatus that deigns some workers to be more worthy of their grant allotment than others. and your solution is to what?agitate and complain to your local representative?
just let the smarter coops earn more and allot the resources to the underperformers to equalize the field if you have to. but stop let us stop pretending that meritocracy is bad when we have an equal opportunity to achieve success(as you have stated, all needs are provided for and they are provided for equally) so why is it that we are "liberating" workers by punishing them for being good at what they do.
im not advocating for laissez faire capitalism here, but autonomous coops unburdened by statist instruments. lets build a society where everyone starts off equal, let the smart ones succeed and the not so smart ones get a bit of a hand so that they dont fall behind too much. equallity is good, but complete homogeniety is destructive. we can have controlled inequality so long as its not generational (which we already have the institutions to prevent)
P.S. im not sure if the labour vs work thing works in english, in spanish the root meanings in latin of the direct translations have that, so i tried my best but seeing as english is 3 languages in a trenchcoat with only 1 third having commonality with spanish, i doubt it will work
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