Yes, which is why Mathilde's at her strongest at a combatant when she's mounted and has special bonuses for being a mounted combatant.
No she is not, she is at her strongest when casting smoke and mirrors to land on top of you and whack you with a greatsword, she mostly uses the shadow steed as a secondary means of transportation, though she has participated in cavalry charges it is far from her preferred combat strategy when she is alone. Just look at the Drycha and Albericht fights, those are some of the most recent we have.
I mean hell, look at this:
- +5 Martial when mounted on a Shadowsteed, no penalty to rapid distance travel.
- +10 martial when fighting against enraged or unthinking opponents, or when holding a physical choke-point such as a doorway or tunnel.
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