Hmm, about half of our net income on personal growth, the other hand tucked away for future development and investments as our default setup, assuming no major investments are on the horizon?
Maybe a budget of 33 GS worth on personal growth right now, leaving us with 30 a month for building our nest egg up, which we draw on for major investments?
Half and half sounds good for now, but as we start getting more cultivators I think going closer to 1/3 each to ourselves, other cultivators, and long term investments would make sense. Exact values depend on what the situation actually ends up being of course.
Not part of this vote, but we also should invest most of our wealth, either into personal infrastructure or things which generate wealth to support our clan going forward. Probably keep 50-100GS as our emergency liquidity? I like the idea of investing in Xiangman, 🌳 is best.