Well, yeah, it's not really an issue if you're not writing for Marvel or DC. (Well, maybe if you're writing Star Wars.) Usagi Yojimbo has been great for decades.
The thing is, even if you're just following smaller characters in the big two superhero universes, the crisis crossover du jour will still reach in out of nowhere and upend the story you were following because cross-promotion sales spikes are easier than actually growing your readership.
I mean, if you want to read the entire Gwenpool, that doesn't happen. Unbeatable Squirrel Girl. Walt Simonson's Thor run. All-New Wolverine (the Laura Kinney/X-23 one). Gail Simone's Wonder Woman run. Rucka's latest Wonder Woman run. The original Amethyst Princess of Gemworld. Mark Waid's Daredevil run. Geoff Johns' JSA run. Ultimate Spider-man, there are events, but it uses 'em more than derailing, and I don't think the events even show up til more than a hundred issues in.
The way some people talk about it, every book gets derailed all the time. And sure, if you're following a current book month to month, that
could happen, especially if it ties into a major one, but it's no inevitability. It can be avoided with some picking and choosing, and there's so much stuff you need to pick and chose
anyway. And depending on the writer, some handled it really in stride, with a few mentions, "Oh yea,
that happened," explaining why character X is in a different outfit or what have you.
Like most things, a view at a distance can give a very partial picture. There's enough stuff out there that you can apply a ton of filters (No Events, Recent, X type of characters, etc.) and still get a few hits if you ask a knowledgeable person. It's a lot more accessible than you think- though it certainly does help to get advice and not go in blind.
(And we do have some excellent comic threads in the fiction forum if any of you ever get curious)