The Youma have been shown to be abnormally intelligent. I don't think we can safely discount the possibly of Youma that successfully flee us adapting and spreading that adaption to the other Youma.
Yes, but if it's basically just, we show up, the youma escapes, what exactly are they adapting
to? That's already been the pattern of interaction between Serena and the youma last month during the area hunts, and the youma de-adapted during that.
Does anyone have ideas on actual useful things for Miho to do?
Random idea: Block off hiking trails leading up to the areas we have Serena stationed at, to prevent mundanes from reaching her aura area? Make it look like landslides, or rain washed-out gaps. Basically, send her around to a few spots to set that up, before sending Serena out to the area. Then fix it back up afterwards.
Also think UberJJK's idea of a 'clean up' of the village area (ie: fix roads and such) would be handy.
This raises the issue that we are taking in refugees that otherwise would end up on Sachiko's doorstep. But it does so in a way that isn't as directly threatening as Eyes wants us to be. It's a way of obliquely raising the issue and pointing out that her investment also buys her some immediate benefits, so maybe she ought to cut us a break on the terms.
Reasonable. Would still prefer an approach that incorporates known knowledge instead of making a false claim and being "surprised".
I'd still like to put in the question of the loan for the church. We can either use part of the equity buy-in for the down payment (and then either get the loan from her, or from a normal bank), or just get the entire thing as a loan from her. Worst case on $150k equity is 0.5% (based on the 3.5% per mil value). There are multiple ways to handle it, but ultimately it's up to her to decide which way she's willing to go.
We have renovation specifics, so we know we can do four village houses in one month, costing $200k. We'll lose the $50k discount by not doing them all at once (which is about 4 months' worth of equity payments on $1 mil, in the short term), but it would add two months' delay to getting Serena moved, and be an extra $4k-$6k per month in equity payments over the first few years (paying off $350k after 5 years).
The benefits of doing a full village renovation right now are much lower than for the church, so given the time limits, set it at just 4 houses.
So, $500k could be allocated as:
$150k -> church loan; get church and renovate (three possible paths)
$200k -> renovate 4 village houses (optimize to the extent we can renovate in parallel)
$150k -> ongoing refugee expenses; should be enough for 2-3 months of a wide variety of conditions
Post-beholder is still looking like about $1.2 mil.
$500,000 for houses for up to 700 girls, plus 2 months' rent (assuming they still have families in Tokyo, so the 50% occupancy still holds)
$200,000 for basic integration costs ($175k welcome packages, plus extra because there will be overhead for something this size)
$500,000 for upkeep costs for up to 700 girls for 3 months.
Technically might be able to get it down to just $1 mil, using apartments instead of houses, ignoring the $25k buffer I put in there for integration costs, dropping upkeep costs to exact values, and using 675 (60% of territory size) instead of 700 girls as the count.
Plus, if this isn't all borrowed at once (ie: spread out over a few months), we
might be able to cover some of the costs on our own with business expansions. However, since I figure we won't have the manpower for that for the first couple months (instead needing to dedicate everything we have towards raising DS), I'm not really expecting much out of that.
Anyway, if we get the 3% on the pre-beholder equity, and 2% rate on the post-beholder equity, the total for 1.7 mil will be about 4%. If Sachiko holds out for higher rates (say 3.5% and 2.5%), total for the 1.7 mil would be 4.75%. Reasonably speaking, it likely won't be going higher than 5%, while the best we can probably hope for is about 4% (I don't think she'll accept the 1% rate for any conditions; if we get to that time period, it would probably just switch to a loan). Could drop by 0.5% if we don't go through the equity to get the church loan.
Withdraw approximately $15,000 to offset expenses (next turn we'll be starting with a net loss of $4,020 before any new spending).
Likely too low. With the new girls willing to fight, we need some more sets of kevlar. With the new girls willing to join, we have more setup costs.
