Sucks to be a surgeon, a first responder or have just delivered a baby.
Also sucks to be a retail worker dropping the day's cash at the bank, a bank courier, an armored truck driver or someone who is in a legal business that banks refuse to deal with.
It did say three or more of the things on the list.
That, and if an armoured truck driver has access to the money in the truck, something hinky is going on, since they usually don't.