Gold and Treachery - A Trade Magnate Quest
- Thread starter Azel
- Start date
- Original
- Location
- France
Nothing's stopping you from doing that if you want. I don't think it would change the outcome much, but I'd welcome a worldbuilding dump.
For one thing, it would make everyone's names a lot easier to remember.
Not sure the Madrasa is worth it. It doesn't actually bring money, and we don't need an immediate reputation boost.
- Location
- UTC+0
- Pronouns
- He/Him/They
Eh, it was the least good of the options. If it wasn't for our debts I'd have picked it myself, but as it is, not being able to take out that loan and having a small dowry will limit our expansion a lot compared to the other options.
It's just that from the way I see it, the other trade families shy away from associating with them, so we're the best option for someone somewhat reputable to pull into such a scheme. I do think that is unlikely, after all, they couldn't possibly have planned for this beforehand, we didn't associate much with them beforehand IIRC.
- Location
- Brazil
It's not a reputation boost though, it's connections and deals.
- Location
- Germany
I'm not a fan of re-opening votes after the fact due to bad experiences with precisely that.
- Location
- France
Do we need connections right now? Will they help us avoid our impending short-term bankruptcy?
Maybe our dowry trade contract will let us cover the interest on our loan, but even then you need money to make money, to take a deal, to outfit a trade ship, etc. We currently have literally zero in the treasury, and it looks likely that our best chance at a cash infusion (getting married) was mostly sacrificed on the altar of long-term gains. Here's hoping we reach the long-term without causing more short-term disasters through unpaid interest on our current extortionate loan we just decided not to repay...
Fair enough.
- Location
- Brazil
duh. We still have the option of taking loan and selling some possessions that I pointed out already. A single small galley is enough to bring us 4-6 wealth so if we could send one or two more it should be enough to take us out of bankruptcy risk.
- Location
- Explosion!
For all the doomsayers:
Although we ended up with not being able to take the loan, the marriage will still greatly boost our wealth per turn, by 4-6 extra wealth iirc from an earlier Azel post.
That would mean that, instead of being wholly able to pay off the debt this coming turn, it would take roughly two turns to get rid of Quapani's loan. Three if we fail the investigate into fines action and have to pay two extra capital off next turn.
Although we ended up with not being able to take the loan, the marriage will still greatly boost our wealth per turn, by 4-6 extra wealth iirc from an earlier Azel post.
That would mean that, instead of being wholly able to pay off the debt this coming turn, it would take roughly two turns to get rid of Quapani's loan. Three if we fail the investigate into fines action and have to pay two extra capital off next turn.
so we picked a marriage with a dowry which doesn't give us enough money to pay our debts and a ship to replace the ship we are going to have to sell when we could have picked one that gave us multiple new businesses/sources of income, replaced one loan for another with lower interest and avoided selling the ship in the first place?
edit: oh, and I forgot the reputation loss, fun all around
edit 2: and also we could have kept the connection to the Hansa anyway because of the loan and our previous success in the madrasa.
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as I've said many times before in this discussion, we currently owe at least 8 wealth p/turn and in the next one we also have to pay debts to the city for a total of 10 wealth.
- Location
- Explosion!
That would be... loan interests + upkeep, yes?
Currently, we are getting 4 wealth from galleys. The Dowry will give 4 Wealth, as well as increase our current fleet earnings by an extra 4-6 (prob dependent on rolls which end we end up on).
We had 0 Wealth left over from turn, which would mean we start next turn with either 8 Wealth (4-current +4-Dowry) or 12-14 Wealth (4-current + [4-6]-new route & ship + 4-Dowry).
Not the best or worst deal, but the vote's over and we play with the hand we're dealt.
Now, to confirm: @Azel, of the above, which looks like the correct Turn Econ? Barring other hidden addictions, at the least.
————————————————————
There is one thing to notice: see how our Property Upkeep & Fleet Income are the same?
And yet, we got 1 Wealth's worth of income the first turn. From somewhere. That would suggest a probable chance that we might yet get an extra Wealth of income this turn, as well.
Might want to finish looking into our books this turn, see where it came from. Because if things have been getting sold without our say so, then that would be a thing we need to find out pronto.
But, what I'm hoping to find is that our man Sarrut went and set a side-business of his own that's been funneling our coffers, which would and could become one part of a ticket out of this whole mess.
- Location
- Germany
You start the next turn with 0 Wealth, since you need the full 4 Wealth you got from the dowry to cover the interest of your loans.
That doesn't mean that you can't spend wealth next turn, but you basically have to guess how much income you will get from your turn since you have no cash reserves.
- Location
- Explosion!
Woof, that's... unfortunate.
Yeah, not getting that loan's going to bite us, now.
But hey, at the least there's no chance of actual bankruptcy at the moment!
Just got to sell some stuff for those "city fines", and from there on figure out a way to accumulate 8 wealth the swiftest possible to get rid of Qaypanu's loan ASAP.
Understood!
Okay, so, more questions for you:
- Wine Cellar and Library Upkeep: are we able to, say, stop the upkeep for a couple of turns, and then resume it later? Or how does that work, exactly?
- Accomodations III is because we're currently located in the Azure District, yes? How much is a house worth there? (Not that I'm planning on selling anytime soon, just curious)
- How long will our current trade contracts last?
- Since there should be less doubt about any "supposed bankruptcy", getting a loan should be easier, yes?
- How much Wealth would we get selling stuff from our household? Or would we find that out only after we take the action?
Sorry for the barrage, and thank you for your efforts!
- Location
- Germany
1. You can stop both upkeeps, but won't get any bonuses from the rooms anymore. Each turn they are "turned off", there will be a hidden roll to see if something deteriorates due to the lack of upkeep. Bad rolls mean you will have to pay extra wealth to fix that damage before you can "turn it back on" and enough bad rolls and you lose the rooms entirely.
2. No, that's the quality rank of your overal furniture, decoration, art and so on and so forth. Basically, upgrading it means you get silk sheets for the guest beds while downgrading it means you sell off grandmas silver chandelliers.
3. Indefinitely, baring bad rolls or active attempts to renegotiate. It's assumed that they are automatically extended in the background unless that is prevented by unforeseen circumstances.
4. Yes. Despite your liquid cash being non-existent, people are more convinced of your liquidity now, which means easier loans.
5. Only afterwards. IC you don't have much of an idea what your things are worth and Sarrut is busy running the trade fleet, so he can't appraise them for you either.
6. Questions are always welcome.
- Location
- Explosion!
Whoo boy, more hidden rolls!
But, if nothing else, it's an easy way to lower costs, so that's great news!
4 turns of only saving from those to get rid of Qaypanu, or even less time by getting rid of the Wine Cellar by selling off our "collection" and grabbing a smaller loan.
... huh. On that note: How much could we get by selling our current Wine Cellar collection? Or would it be based around a Negotiation DC?
... grandma don't need them chandeliers. Probable gain of 1 Wealth for downgrade, with Neg DC possibly to net us 2.
Maybe renegotiating a couple of them might be smart, but for that we'd need to fully clean up those admin records.
So that's 2 AP called for.
That's nice, so that's another door open for us.
I'd want us to be close to paying off Qaypanu before taking it and getting rid of him. Not that I really blame him quite yet, but that's because we haven't actually given him reason to go full shark on us.
Makes sense, and should be done regardless to take stock as to what exactly our cousin might have taken the loan for.
Cause in the end, Sillaniu Qaypanu is a big-time lender, and something tells me that the 8 Wealth loan has to have gone somewhere. Figuring out what happened to it would be, if nothing, beneficial.
Investigate cousin's death is another 2 AP, while selling possessions is 1 AP.
And the last AP will prob go towards paying off the fines themselves.
Now, the question is: will selling possessions earn at least 2 Wealth, or should we look at possibly turning off the Wine Cellar for the turn?
... eh, best to wait and see what comes next, first, because gut feeling's telling me something will come and pop this nice and neat plan of mine.
- Location
- Germany
Nothing. Wine don't exactly have resale value in this day and age. You would slowly use up your stock over the course of the year if you cut the upkeep.
Turn 2 – 462 Enos Epei Eleuqeria
- Location
- Germany
Turn 2 – 462 Enos Epei Eleuqeria
Standing on the pier while waiting for your newest ship, the Khiar Albahr, had been your own choice, though you began to slightly regret it after the wind picked up and the cool breeze was becoming uncomfortably cool. But you endured, waiting patiently for the future of your house, in more than one sense, to finally reach Alumahi's shores. The last few months had been making you nervous. The first part of the dowry that Ghaliya bint Nur bint Hasna had given you had already run out entirely. It was just enough to pay off your obligations for the time being and it slightly worried you that the woman seemed to have known precisely how much interest you were owing your debtors.
It was those woes that had initially driven you to welcome the Khiar Albahr in person, or at least so you thought, for in the nights leading up to that day, you had lain awake for a different reason. Your future wife would be on the ship too. A woman you had never met before and a Deucallian lady by birth. Would she carry the same grudge against your house as all other Deucallians? Or had she truly left all that behind when she became a daughter of House Hasna? You could have dealt with a wife that was distant to you, that was the fate of many a marriage in Alumahis trade houses, but not outright hatred.
When the ship came into view, slowly circling into the harbour from the east, you began to pace. Mentally, you ran the cargo manifest up and down, hoping it would distract yourself. The ship itself was plain looking, though it was clear that your prospective mother-in-law had ordered a fresh coat of paint thrown on, making the white and red hull shine in the low standing afternoon sun. What though if it were you who could not stand her? Maybe being hated was not the worst this marriage could have gone for you after all. The sail of the galley already had the lyre and wreath of House Lipern painted on it as if to taunt you for your doubts. There was no going back now.
The wait for the Khiar Albahr to reach the dock was agonizing and yet when the first plank was thrown from the deck down to the pier, you suddenly wished it had taken even longer. Like a classical statue you stood there, trying to look as regal and worthy as possible, even though your tunic itched and Sarrut could not stop ruffling around with his bundle of parchments next to you. The first to leave the ship were men though, sailors that hurried to securely tie the galley to the pier while you stood there and quietly fretted on.
When she finally came, you could only stare. She was comely, if rough looking with her black locks hastily bound down with a headscarf. Her clothes were a simple tunic and sturdy pants. Practical and a far cry from the flowing silks that her mother favoured. Slowly she walked down the plank and she did so, you finally could focus again. Not on her. Not on what happened around you. On yourself. You listened deep within you, searching for that spark that the great poets wrote about. The warmth and light that a distant uncle of yours had written about some two centuries ago. But there was nothing.
With a polite smile and a slight bow, the stranger greeted you and though you hugged each other as it was custom for close kin among the Ealim, you felt nothing. There was an odd sense of emptiness at the realization, but it was not unexpected. Neither was it wholly unwelcome, since indifference was perhaps the best you could have realistically hoped for. Still though. It kept you wondering if you truly had made the right choice.
Rumors
Western Adventures
During the banquet, you have heard some stories that House Sarraque has recently ordered a rather large and well equipped war galley in one of the shipyards and has already started to recruit mercenaries to man it. That in of itself is not uncommon, as their ships sail through the most pirate infested waters known to man, but some claim that there is a different reason. There were also inquiries about camels that would tolerate a journey by ship and guides that know how to navigate the desert away from the established routes.
The Basileus Calls
News from the imperial court in Panike is that Basileus Alexandros III has opened his treasury and is hiring every well learned man that is willing to live at his court. What their task will be, nobody knows, but it seems that he is looking especially for men versed in natural philosophy. Some claim that he seeks to modernize Panikes military, which has gained a reputation for costly victories in recent years, paying dearly in blood and gold to keep the realms borders safe.
The Sibus Shame
The scandal surrounding Melite Daxus and her many alleged affairs does not quiet down. While her father apparently tried to marry her off to bury the rumours of her infidelity, no one was willing so far, even though he allegedly was willing to pay quite a sum as a dowry. Now even the Kassarium is being dragged into the affair as some men claim that she bewitched them, and rumour is that she seduced a sorcerer to make him teach her such tricks. Calls to have her tried for a wide array of alleged crimes are growing louder, undoubtedly stoked by anyone who stands to benefit from the misfortune of House Daxus.
Winter Blight
The winter in Inotia was uncommonly damp and warm this year causing much of the winter grain to rot on the field. Word from the trade republics is that there are worries that a slim year is coming, and food prices have already risen. Sarrut has assured you that he will keep careful watch of the situation, but in his experience, your trade routes are not affected by some minor shortages and if anything, you could profit from their misfortunes.
You have 6 AP to spend.
Financial
Compared to where you had been the year before, the situation had gotten both much better and much worse. Your coffers were empty, baring a bit of silver coming in now and then and leaving just as fast to pay the servants or some other bill. Ironically enough, the people no longer believed that you were at the risk of going bankrupt, even if you were much closer to it now then before. On the other hand, you had new ship and an exclusive trade route to Damerisu which was all but guaranteed to turn a massive profit given enough time.
Time. Yes. It no longer was your enemy, the unyielding spectre of ruin marching ever onward, but your friend. All you needed to do was to keep House Lipern afloat for a few years and the costs in check, then your woes would be over.
Outstanding Loans
- 5 Wealth owed to a mix of various small-time lenders – 1 Wealth interest per turn
- 2 Wealth owed to the city for outstanding court fines – has to be paid back this turn
- 8 Wealth owed to Sillaniu Qaypanu – 3 Wealth interest per turn
Properties
Seat of House Lipern / Large Mansion (Azure District)
Base Upkeep – 1 Wealth
Accommodations III – 1 Wealth
Wine Cellar – 1 Wealth
Library IV – 1 Wealth
Total Upkeep – 4 Wealth
Dilapidated Tenements (Small Harbour)
Estimated Value: 2 Wealth
No Upkeep / Profit
Ledgers
-
Type Name Cargo Space Military Score Upkeep Small Trade Galley ??? ??? ??? ??? Small Trade Galley ??? ??? ??? ??? Small Trade Galley ??? ??? ??? ??? Small Trade Galley Khiar Albahr 1 0 1 Medium Trade Galley ??? ??? ??? ??? -
Destination Goods Maximum Cargo Upkeep
per ShipUpkeep
per CargoBound Funds
per CargoExpected Income
per CargoRisk Iotian Republics ??? ??? ??? ??? ??? ??? Low Dameriso Spices 1 0 2 22 7 Low -
Route Ships Assigned Total
Cargo MovedTotal
Military ScoreTotal
UpkeepTotal
Bound FundsExpected
Total IncomeIotian Republics 3x Small Trade Galley
1x Medium Trade Galley??? ??? ??? ??? ??? Dameriso (Spices) Small Trade Galley 'Khiar Albahr' 1 0 3 22 7
-
Current Wealth 0 Income Trade Routes 12 Expenses Trade Routes -3 Household -4 Court Fines Payment -2 Interest -4 Total -1
[] Get another loan. (1 AP, DC 2 Negotiation check)
With your coffers entirely empty, you lack the funds to invest into anything, and it might help your situation if you could pay off some of the loans with preposterously high interest rates. Now that your good name has been restored, this should no longer be an issue.
[] Pay off a loan.
-[] Small Lenders (5 Wealth)
-[] Sillaniu Qaypanu (8 Wealth)
[] Look at the books yourself. (1 AP, DC ??? Administration, overspending: 1 AP, 1 Wealth)
You have already spent many nights trying to understand what exactly is going on with your ships on the Iotian routes. So far, without success and Sarrut is not that helpful either, even if he tries his best. Invest some more time and see if you can finally make sense of it all.
Properties
[] Sell Tenements (price modified by Bargaining check)
[] Demolish and rebuild the tenements. (1 AP, 3 Wealth, expected income of 1 Wealth)
[] Repair the tenements and add a business.
-[] [Tenements] Tavern (1 AP, 2 Wealth)
-[] [Tenements] Brothel (1 AP, 3 Wealth)
-[] [Tenements] Gambling Den (1 AP, 2 Wealth)
[] Cut the households budget.
-[] Stop maintenance of the library.
-[] Stop maintenance of the wine cellar.
[] Sell some of your possessions.
-[] Downgrade Accommodations
Diplomatic
Your marriage was taken decently well by most people in Alumahi, even if there was plenty of suspicion due to your wife being an adopted member of an Ealim house. However, at the same time, people saw such bold moves and scoffed at the idea that your house could have been in a crisis. Nobody would have risked their social standing while being on the edge of bankruptcy and neither would House Hasna have allied with someone one step away from the gutter. You had the distinct feeling that Ghaliya bint Nur bint Hasna has her fingers in this.
Sillaniu Qaypanu – Moneylender / Usurer - +3
A man known widely for being a discrete and reliable lender, but also for charging exorbitant interest rates and is ruthless means of getting his money back. Owns a bathhouse near the Red Bazaar, from which he runs his business.
A man known widely for being a discrete and reliable lender, but also for charging exorbitant interest rates and is ruthless means of getting his money back. Owns a bathhouse near the Red Bazaar, from which he runs his business.
+2 from Reputation (Trade Houses)
+1 from punctual interest payment
Alumahi – Public - -2
The wider population of Alumahi has been given little reason to care about your house one way or another, but the influence of the Deucallian people in the city still dampens your reputation somewhat and that your wife is an Ealim has not made you many friends either.
Alumahi – Trade Houses - +3
Even though the station and prestige of House Lipern has dwindled, your name has still weight and meaning among the other trade houses and many wish to sun themselves in some reflected glory by associating with you. Lately though, your association with Ealim have caused some problems.
Alumahi – Great Houses / Sibu – 0
To the Sibu, your houses name has lost most of it's lustre. The time where they were proud to house your family in defiance of Panikes will are long gone and your association with the Ealim is eroding what little goodwill you had left.
Alumahi – Ealim – +4
Your actions over the last year and your marriage have turned you quickly into a well known and respected figure in Alumahis Ealim community.
Deucallian Region / Panike –Everyone - -10
The scholars all agree: It is your family's fault that the Imperium Panikes golden age ended and that it was plunged into centuries of slow rot and decay. That is bad and you should feel bad.
Alumahi – Kassarium - +4
While the Kassarium tries to stay out of the politics of Alumahi, your family has brought forth so many scholars and philosophers that some ties have developed over the years and your own years of studying in its halls cotinued this.
The wider population of Alumahi has been given little reason to care about your house one way or another, but the influence of the Deucallian people in the city still dampens your reputation somewhat and that your wife is an Ealim has not made you many friends either.
-1 from Lipern Legacy
-1 from Ealim Marriage
Alumahi – Trade Houses - +3
Even though the station and prestige of House Lipern has dwindled, your name has still weight and meaning among the other trade houses and many wish to sun themselves in some reflected glory by associating with you. Lately though, your association with Ealim have caused some problems.
+4 from Lipern Legacy
-1 from Ealim Marriage
Alumahi – Great Houses / Sibu – 0
To the Sibu, your houses name has lost most of it's lustre. The time where they were proud to house your family in defiance of Panikes will are long gone and your association with the Ealim is eroding what little goodwill you had left.
+2 from Lipern Legacy
-2 from Ealim Marriage
Alumahi – Ealim – +4
Your actions over the last year and your marriage have turned you quickly into a well known and respected figure in Alumahis Ealim community.
+2 known at the Madrasa
+2 allied with House Hasna
Deucallian Region / Panike –Everyone - -10
The scholars all agree: It is your family's fault that the Imperium Panikes golden age ended and that it was plunged into centuries of slow rot and decay. That is bad and you should feel bad.
-20 from Lipern Legacy
Alumahi – Kassarium - +4
While the Kassarium tries to stay out of the politics of Alumahi, your family has brought forth so many scholars and philosophers that some ties have developed over the years and your own years of studying in its halls cotinued this.
+2 from Lipern Legacy
+2 from having studied there in your youth
While your prospective wife Menodora had quietly told you that she would have understood if you would not throw a great feast to celebrate your union, it was still expected by the customs of Alumahi. Of course, having a small ceremony without guests in the Madrasa would have been easier on your coffers, but it still left a bad taste in your mouth to act the pauper instead of using this chance to further the glory of House Lipern. Especially when the memory of your last banquet was still fresh and you could expect many more guests then last time.
Invite your peers to a simple feast and some socializing.
[VAINGLORY] Such a meagre display would be unworthy of the name Lipern.
[] Organize a simple banquet. (1 AP, 3 Wealth)
Invite your peers to a feast and a traditional symposium with music and poetry.
[] Organize a banquet. (2 AP, 8 Wealth)
Invite the trade houses and scholars of Alumahi to a feast with dancers and singers to entertain them, followed by a traditional symposium to debate philosophy.
[] Seek Opportunities: Visit the Madrasa (1 AP)
While you could not capitalize on the opportunities you found in the Madrasa in the past, maybe you could do so now. At the very least you would have a chance to keep contacts fresh and maybe to make some new ones. Having a marriage alliance with House Hasna will certainly help with that.
[] Seek Opportunities: Visit the Red Bazaar (1 AP)
This bazaar in the centre of the less affluent southern districts of Alumahi is the most important exchange for the food trade. Around it are also found the homes of the more affluent Demadi and those houses who trade primarily with the south. Given that the Demadi and the Ealim detest each other, it might be hard to fiend useful contacts here.
Intrigue
Though it never was something you had spent much thought on, you still knew enough about courtly intrigue to try your hand at it.
[] Gather Rumours (1 AP, DC 0 Espionage check)
Gossip and rumours are as much the lifeblood of this city as gold is. Spend some time listening to the rumour mill and see if you can pick up something useful. (Increases quality of this turns rumour mill.)
[] Investigate Minuwrios Death (2 AP, DC ??? Espionage check)
A year has passed since the death of your cousin and it still leaves many open questions. He was young and reasonably healthy, and his body was buried surprisingly quickly. Then there are those fines that you have never heard about before and for which you have no explanation, just the written order of the court that your house has to pay them. While you fear that the trace has already grown cold, you still need to know what has led to the demise of your last kin.
[] Look for Secrets (1 AP, Espionage check, overspending: 1 AP, 1 Wealth)
See if you can find something with which you can extort someone.
-[] Sillaniu Qaypanu (DC 6)
-[] House Hasna (DC ???)
-[] Write-In (DC ???)
Personal
You barely had the time to get used to the idea of being the patriarch of a trade house and then the next great change in your life, marriage, had already arrived. With the stress mounting, the lure of escaping from it for a while grew ever more, but could you truly afford such indulgences?
[] Spend time with your wife (1 AP)
It has been only a few days that you know Menodora and while your relationship is amicable, there is little more then that. Spend some time with her to get to know each other and to lay the foundation of a good marriage. It might not have been a star crossed romance as in the plays and stories, but you can make it work none the less.
[] Spend time at the Kassarium (1 AP)
It has been a while since you went to the Kassarium. Spend some time there to catch up with old acquaintances and see if you can maybe make a few new ones.
[] Learn at the Kassarium (2 AP)
Try to improve one of your skills. (Note: Sorcery requires you to have a sponsor who has taught you the basics of a magical tradition. It is currently unavailable.)
-[] Write-In which skill
[] Learn at Home (1 AP)
While learning on you own without at tutor will likely yield not as good results, studying on your own means that you can easily do so on your own schedule. Thankfully, the mansion has a good library covering many topics.
-[] Write-In which skill (maximum rank 3)
[] Practice Philosophy (1 AP)
You have spend much of your young life learning what others have discovered or though up. It is time to see if you too can make some additions to the worlds shared knowledge.
Pick one:
-[] Moral Philosophy
-[] Natural Philosophy
-[] Metaphysical Philosophy
[] Turn to Religion (1 AP)
You have never paid more then lip-service to the gods, as many in your family did. Now though, with the enormity of the tasks before you sinking in, you wonder if that is worth changing. After all, beyond the miracles performed by the priests, there are plenty of tales about people whom the gods helped in their time of need. See what the faiths of Alumahi have to say for themselves.
Pick one:
-[] Metuan / Deucallian Gods
-[] Demadi Gods
-[] Philosophy of Mathaqaf
-[] Minor Cults
Authors Note: Plan voting only please.
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egoo
Totally Not Creating Problems Where None Existed
- Location
- Russia
Ooohkay, so the trade route gets us decent income each turn, but not decent enough no go through this turn without getting fucked unless we find more money.
Selling the Tenements might actually be a required decision here :/
Better than getting into debts to solve debts, in any case.
Spending time with wife and holding a feast in honor of the union is pretty much required, meaning we need bling for the latter.
From somewhere.
Aw shucks, there's no escaping the loan-loop, is there?
- Location
- Germany
Well, without the court fines being due, the total would be +1, so it's not as if everything is horrible and certain-doomey.Ooohkay, so the trade route gets us decent income each turn, but not decent enough no go through this turn without getting fucked unless we find more money.
Selling the Tenements might actually be a required decision here :/
Better than getting into debts to solve debts, in any case.
Spending time with wife and holding a feast in honor of the union is pretty much required, meaning we need bling for the latter.
From somewhere.
Aw shucks, there's no escaping the loan-loop, is there?
- Location
- Czech Republic
- Location
- Germany
No. There is no interest calculated in the turn that you pay the debt off.
[X] Get another loan.
[X] Look at the books yourself.
[X] Sell Tenements.
[X] Cut the households budget.
-[X] Stop maintenance of the library.
-[X] Stop maintenance of the wine cellar.
[X] Sell some of your possessions.
-[X] Downgrade Accommodations
[X] Organize a simple banquet.
[X] Spend time with your wife
If possible:
[X] Pay off a loan.
-[X] Sillaniu Qaypanu (8 Wealth)
There's unused energy in my vote but I honestly don't care what we do with it. Also, depending on how the loan goes I might want to pay one of the other ones.
[X] Look at the books yourself.
[X] Sell Tenements.
[X] Cut the households budget.
-[X] Stop maintenance of the library.
-[X] Stop maintenance of the wine cellar.
[X] Sell some of your possessions.
-[X] Downgrade Accommodations
[X] Organize a simple banquet.
[X] Spend time with your wife
If possible:
[X] Pay off a loan.
-[X] Sillaniu Qaypanu (8 Wealth)
There's unused energy in my vote but I honestly don't care what we do with it. Also, depending on how the loan goes I might want to pay one of the other ones.
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- Location
- UTC+0
- Pronouns
- He/Him/They
Well, I think we should see if we can find a loan with less outrageous interest to pay out the other ones. Interesting that our wife is a Deucallian, after hearing the rumours of sorcery I wish even more we had chosen Melita, but alas! In any case, we need to raise funds to have a good wedding, otherwise the rumours could start to pop up again.