I'd pick the Hermione action, personally. Maybe we'll get something to help us with the qi deprivation?
Do you mean the malus caused by the low roll for the visit home? Or the default malus for the 2 months away from Hogwarts?
Anyway, I'd probably go for this.
Edit after the moratorium:
[X] Plan Gain 3 Points
-[X][Training] Physical cultivation x4
-[X][Social] You're still rattled from how much lesser the muggle world was. Check in on Hermione and the other muggleborns to see whether they've had similar experiences.
-[X][Social] You're invited for tea with Lavender Brown - she says it'll be a small gathering, but that it should be fun.
-[X][Social] Terry has heard that you know the secret to accessing the kitchen. He's promised you cookies if you take him and another of his fellow chefs to it, with implications of more bounties if you help them out further.
--[X][Points] 3 points
A safer action distribution so as to avoid getting screwed by the dice. Again.
The 3 point boon is
so good, but we'll be at 0 after this turn. This will give us the best chance at getting 3 more for next month. Overall progress (worth 2) has been hard to get, but with the Physical threshold at 12 and the rerolling of 11+ result dice, I'm sure we can do it.
We still haven't been to the kitchen, and the promise of cooking and more bounties on top is enticing, hence the use of points for it.