[X] Accept the offer (+1 Stress).
Stress breakdowns have consequences. Those consequences are bad. The most likely consequences of a breakdown while in the aforementioned empty bed affect Imiko. Let's not push things too hard and damage the relationship.
Yes, yes they do. Those consequences are in fact generally bad, you're correct. Unfortunately, for metagame reasons, the consequences of the alternative are
worse. In the slower-paced setting of the design quests, when you're
not a hotshot pilot getting wasted every night, the "most likely consequences" of
not just taking the breakdown are:
"spend literal
months slogging your way through minimum options on everything until you've finished two to five projects with mediocre results and the paltry few low-risk vice options after each of them are enough to clear 9 stress"
or
"teeter between 7 and 9 stress for months and months and months until the other people in your life stage an intervention (cough matsura asuka cough), and
then spend more months slogging your way through minimum options on everything until you've finished two to five projects etc etc."
Taking the breakdown is the better option because it makes the quest
not painfully tedious for both irl and in-game months trying to recover the slow way- especially as
unlike Matsura, our poor dear Baronesa doesn't even have a confidante to tick down 1 extra stress per cycle
without the dangers of vice rolls,
...and
doesn't have the "the first thing per project that would cost Stress
doesn't" office staff that let Matsura still push
something during recovery,
...and
doesn't have the "literally a wizard" level of talent that let them coast at minimum-stress options when required and still get largely good-to-world-class results...
tl;dr breakdown bad for now but exciting, no breakdown less bad but boring for, like, ten updates minimum.