No penalty.
@KnowledgeKing not sure if you missed my last post on the subject but I was asking for more information about what lessons loki has and his classmates general personality traits so I can write an omake about loki at school
Loki has lessons in history, art, math, science, and language.
For their level.
History wold be the history of Asgard and its conquests and minor details about other realms.
Art's just to keep the kids busy. Arts and crafts.
Math is basic addition and subtraction and by now, multiplication. Division soon.
Language is how to write and talk. Some grammar.
Science is bare bones basics. Solids, Liquids, Gases, etc.
The intrigue bulletpoint list is a good guide for the classmates but...
Sif: Aggressive, forceful, but not loud. Likes to be in charge but will follow a good leader/defer when needed. Decent at Math and Good at History.
Fandral: Focused mostly on the girls and observing the girls in class and pointing out stuff about them. Has a crush on the Instructor. Likes to crack jokes and make witty remarks.
Volstagg: Loud, not smart, doesn't value school. Always eating somehow. Proud of his weight and his strength.
Branson: Also loud, likes to brag. Is middle of the road in intelligence. Likes attention at all times. Is good at language.
Osmond: Good at math. Great at science. Interested in History. Nerdy. Not talkative until something interests/offends him. Will look down/talk down less smart people. Looks down/talks down emotions and caring about people. Will bad mouth a lesson if it's too low level.
Eirik: Just wants to sleep. Always. Will groan about having to do work and often fall into a nap at a moment's notice.
Elym: Great with Math. Good with science. Doesn't talk besides the bare minimum, to get work done.
Astrid: Quiet, voice can barely be heard. Will work diligently and follow directions. Won't question much. Decent at Art.
Sigyn: She'll be like a team leader/mom and help everyone who asks her. An some who don't. She'll make sure everyone's fine. She's happy/smiling mostly. Good at science.
This is what was posted via the Intrigue action, may be overlap:
Elym: Smart. Good with math/numbers. Likes...math. Doesn't like people. Brown hair. A girl.
Astrid: Quiet yet determined. Likes gardening, singing, and running. Red Hair. A girl.
Sigyn: Loyal. Likes to heal and help others. Blonde Hair. A girl
Fandral: Witty. Blond-red hair. Likes...girls. A lot. Doesn't like to get hurt. A boy.
Volstagg: Strong, kind of dumb. Red hair. Likes to eat. Doesn't like to run. A boy.
Branson: Loud, bolsterous. Weak. Likes to brag and boast. Doesn't like those who don't pay attention to him. Black hair. A boy.
Osmond: Analytical and logical. Like to breakdown things and figure out how they work. Likes to play chess. Likes Science. Dislikes illogical things and emotions. Brown hair. A boy
Eirik: Lazy. Likes to sleep. Likes to nap. Likes food. Dislikes work. Dislikes loud people. Blonde hair. A boy.
Not sure if you need more. If so, let me know.
Oh and Training's just basic physical exercise and mostly swinging swords and sparring.